10 Adjustable Mortgage Rate Year

How You Can Get The Lowest Mortgage Rate In Alaska

By freemydollars2010 : A how to tutorial about finance, mortgage, investment, Finance with step by step guide from freemydollars2010.

Many people shop and shop looking for the best mortgage rate possible. They often
look to online mortgage companiesthe issue is many of the people that work for the
online mortgage companies actually work in a large call centers. These people often do
not have many years of experience in the industry as the call center type environment
is often a training ground for new industry employees as the people with experience
are usually promoted to managers since call centers average approximately 40% annual
turnover.

A major difference in knowledge is often seen when working with loan officers that have
over 5 years of experience or have closed over 1000 mortgages as with how dynamic the
industry is and the uniqueness of each loan the learning curve can take quite some time.

There is a BIG advantage in working with a loan officer that does high volume due to the
pricing advantages he/she may receive and overall has a more thorough knowledge of the
loan option to best meet your financial needs.

To make sure you receive the lowest rate possible you need to consider the customer
service and knowledge of the loan officer as well. There is more than one or two horror
stories that I have heard about the lowest PROMISED rate person that in the end
changes things and it did not end up being the loan the consumer expected.

ASK for References! The loan officer should not be offendedthey should actually be
thankful when you ask for 2-3 local clients as references that You can call and talk to
about their experience so ALWAYS at least ask for this, even if you do not call these
references you should ask for this as a test of the loan officer. This one response by
the loan officer can say volumes about their customer service, commitment and overall
business.

Alaska is a unique market and requires some understanding that is different than that in
the lower 48 (about appraisals, taxes, etc) so make sure that your loan officer has Alaska

references they are willing to give you to contact if you would likeor there is a very
good chance you will wish you would have.

*** Dont fall for the just check my website bit as these could be made up and not real
people or real experiences.

Dustin Carlson is one of the industrys leading loan officers and has found a way to
use his MBA and Business background to assist clients in ways that few others have
the knowledge or understanding to do. His funding of more than a quarter of a Billion
dollars in residential mortgages has given him experience and relationships that few in
the industry have to their advantage.
Put this advantage on your side by calling him when you are ready to refinance or
purchase a home by calling him at 907 903 1269 or 888 201 1332 or emailing him at
[email protected]